Rapport sur les risques financiers de l'UE en 2025

Joint Committee Report on risks and vulnerabilities in the EU financial system - Autumn 2025

Introduction

The European Supervisory Authorities (EBA, EIOPA, and ESMA) have released their Autumn 2025 report highlighting the current risks and vulnerabilities within the EU financial system. This report is crucial for compliance officers and financial entities as it outlines the geopolitical and economic challenges that could impact financial stability.

Geopolitical Uncertainties

The report emphasizes the deepening geopolitical uncertainties due to tensions in global trade and security architecture. These factors have led to a deterioration in the economic outlook for the first half of 2025. Compliance officers must be aware of these changes and prepare for potential impacts on financial operations.

Economic Outlook

Despite the moderate impact of the US-EU preliminary trade agreement, the report warns of risks to financial stability and the potential for further corrections. Financial entities are urged to maintain adequate provisions to navigate this unpredictable environment.

Conclusion

In conclusion, the Joint Committee Report serves as a critical resource for understanding the current landscape of the EU financial system. Compliance officers should use this information to enhance their risk management strategies and ensure their organizations are prepared for future challenges.

Quelques pistes pour l'intégration opérationnelle dans votre dispositif :

- Renforcez les provisions financières pour faire face aux incertitudes économiques.

- Surveillez les évolutions géopolitiques et leur impact potentiel sur les opérations financières.

- Adaptez les stratégies de gestion des risques en fonction des nouvelles données du rapport.

- Assurez-vous que votre organisation est prête à réagir aux corrections potentielles du marché.

- Collaborez avec les autorités de régulation pour rester informé des nouvelles exigences réglementaires.