EIOPA's Oversight Activity Report 2024

EIOPA's Oversight Activity Report 2024

Introduction

The European Insurance and Occupational Pensions Authority (EIOPA) has released its Oversight Activity Report for 2024, highlighting its efforts to enhance supervisory capacity and promote convergence across the European Union. This report, published on July 3, 2025, provides insights into EIOPA's collaboration with National Competent Authorities (NCAs) to address prudential and conduct-related issues, particularly in cross-border business.

Strengthening Supervisory Capacity

EIOPA's primary focus in 2024 was to strengthen the supervisory framework within the EU. By working closely with NCAs, EIOPA aimed to ensure that supervisory practices are consistent and effective across member states. This involved developing guidelines and providing training to enhance the skills and knowledge of supervisory authorities.

Promoting Supervisory Convergence

One of the key objectives of EIOPA's oversight activities is to promote supervisory convergence. This means ensuring that supervisory practices are harmonized across the EU, reducing discrepancies and ensuring a level playing field for all market participants. EIOPA's efforts in this area included conducting peer reviews and facilitating the exchange of best practices among NCAs.

Addressing Prudential and Conduct-Related Issues

In 2024, EIOPA focused on addressing prudential and conduct-related issues, particularly in the context of cross-border business. This involved monitoring the activities of insurance and pension providers operating across borders and ensuring that they comply with EU regulations. EIOPA also worked to identify and mitigate potential risks associated with cross-border activities.

Conclusion

EIOPA's Oversight Activity Report for 2024 highlights the authority's commitment to enhancing supervisory capacity and promoting convergence across the EU. By working closely with NCAs, EIOPA aims to ensure that supervisory practices are consistent and effective, ultimately contributing to a stable and resilient financial system.

Quelques pistes pour l'intégration opérationnelle dans votre dispositif :

- Renforcer la collaboration avec les autorités nationales compétentes pour harmoniser les pratiques de supervision.

- Participer activement aux formations et échanges de bonnes pratiques organisés par l'EIOPA.

- Surveiller de près les activités transfrontalières pour s'assurer de la conformité avec les réglementations de l'UE.

- Mettre en place des mécanismes de suivi pour identifier et atténuer les risques potentiels liés aux activités transfrontalières.